:root{--navy:#1a3a5c;--navy-d:#12283f;--ink:#222a33;--muted:#55606c;--line:#d9dee4;--bg2:#f3f5f7;--link:#1a4f86}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:#fff;color:var(--ink);font-family:Arial,"Helvetica Neue",Helvetica,sans-serif;font-size:16px;line-height:1.6}
a{color:var(--link)}
a:hover{color:var(--navy-d)}
a:focus-visible,summary:focus-visible{outline:2px solid #2b6cb0;outline-offset:2px}
h1,h2,h3{color:var(--navy-d);line-height:1.25;margin:0 0 12px;font-weight:700}
h1{font-size:34px}
h2{font-size:24px}
h3{font-size:18px}
p{margin:0 0 14px}
ul,ol{margin:0 0 16px}
.wrap{max-width:1140px;margin:0 auto;padding:0 24px}
.narrow{max-width:860px}
.skip{position:absolute;left:-9999px;top:0;background:#fff;padding:8px 12px;z-index:100}
.skip:focus{left:8px}

.util{background:var(--navy-d);color:#c9d3de;font-size:13px}
.util-in{display:flex;justify-content:space-between;align-items:center;gap:8px 20px;flex-wrap:wrap;padding-top:7px;padding-bottom:7px}
.util a{color:#fff;text-decoration:none}
.util a:hover{text-decoration:underline}
.back{display:inline-flex;align-items:center;gap:6px}
.util-r{display:flex;gap:10px;align-items:center}
.sep{opacity:.5}

.hdr{background:#fff;border-bottom:1px solid var(--line)}
.hdr-in{display:flex;align-items:center;gap:28px;min-height:76px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--navy-d)}
.mark{display:inline-flex;align-items:center;justify-content:center;width:42px;height:42px;background:var(--navy);color:#fff;font-weight:700;font-size:15px;letter-spacing:.5px}
.bt{display:flex;flex-direction:column;line-height:1.2}
.bt strong{font-size:18px}
.bt span{font-size:13px;color:var(--muted)}
.nav{margin-left:auto}
.nav>ul{display:flex;gap:4px;list-style:none;margin:0;padding:0}
.nav li{position:relative}
.nav>ul>li>a{display:flex;align-items:center;gap:6px;padding:26px 12px;color:var(--ink);text-decoration:none;font-size:15px;border-bottom:3px solid transparent}
.nav>ul>li>a:hover,.nav>ul>li>a[aria-current]{color:var(--navy);border-bottom-color:var(--navy)}
.sub{display:none;position:absolute;left:0;top:100%;min-width:260px;background:#fff;border:1px solid var(--line);border-top:3px solid var(--navy);list-style:none;margin:0;padding:6px 0;box-shadow:0 6px 16px rgba(0,0,0,.08);z-index:20}
.has-sub:hover .sub,.has-sub:focus-within .sub{display:block}
.sub a{display:block;padding:9px 16px;color:var(--ink);text-decoration:none;font-size:14px}
.sub a:hover{background:var(--bg2);color:var(--navy)}
.btn{display:inline-block;background:var(--navy);color:#fff;text-decoration:none;font-weight:700;font-size:15px;padding:11px 20px;border:2px solid var(--navy);border-radius:2px}
.btn:hover{background:var(--navy-d);border-color:var(--navy-d);color:#fff}
.btn-outline{background:#fff;color:var(--navy)}
.btn-outline:hover{background:var(--bg2);color:var(--navy-d)}
.btn-light{background:#fff;color:var(--navy-d);border-color:#fff}
.btn-light:hover{background:#e7ecf1;border-color:#e7ecf1;color:var(--navy-d)}
.btn-ghost{background:transparent;border-color:rgba(255,255,255,.6)}
.btn-ghost:hover{background:rgba(255,255,255,.1);border-color:#fff}
.btn-block{display:block;text-align:center}
.hdr-cta{white-space:nowrap}
.mnav{display:none}

.titlebar{background:var(--bg2);border-bottom:1px solid var(--line)}
.crumbs{font-size:13px;color:var(--muted);padding:10px 0}
.crumbs a{color:var(--link);text-decoration:none}
.crumbs a:hover{text-decoration:underline}
.cs{margin:0 8px;color:#9aa4ae}
.phead{padding:40px 0 34px;border-bottom:1px solid var(--line)}
.phead .lede{max-width:900px}
.lede{font-size:18px;color:var(--muted)}

.hero{background:var(--bg2);border-bottom:1px solid var(--line);padding:56px 0}
.hero-in{display:grid;grid-template-columns:1.35fr 1fr;gap:48px;align-items:start}
.kicker{font-size:13px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--navy);margin-bottom:10px}
.btns{display:flex;flex-wrap:wrap;gap:12px;margin-top:22px}
.glance{background:#fff;border:1px solid var(--line);border-top:4px solid var(--navy)}
.glance-h{font-weight:700;color:var(--navy-d);padding:14px 18px 0;margin:0 0 8px}
.glance .facts{border:0}
.glance .facts th,.glance .facts td{padding:9px 18px;font-size:14px}
.glance-f{padding:10px 18px 14px;margin:0;font-size:14px;border-top:1px solid var(--line)}

.sec{padding:52px 0}
.sec.alt{background:var(--bg2);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.sec-h{max-width:760px;margin-bottom:26px}
.sec-h.wide{max-width:980px}
.sec-h p{color:var(--muted)}
.sec-link{margin:22px 0 0;font-weight:700}
.content h2{margin-top:34px}
.content h2:first-child{margin-top:0}

.tiles{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.tile{display:block;background:#fff;border:1px solid var(--line);padding:22px;text-decoration:none;color:var(--ink)}
.tile:hover{border-color:var(--navy);box-shadow:0 2px 8px rgba(0,0,0,.06)}
.tile .ic{color:var(--navy);margin-bottom:10px}
.tile h3{margin-bottom:6px}
.tile p{color:var(--muted);font-size:15px;margin-bottom:10px}
.more{font-size:14px;font-weight:700;color:var(--link)}
.cols4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.col{background:#fff;border:1px solid var(--line);padding:20px}
.col p{color:var(--muted);font-size:15px;margin:0}
.cols2{display:grid;grid-template-columns:1fr 1fr;gap:32px}
.checks{list-style:none;padding:0;margin:0}
.checks li{position:relative;padding:0 0 0 30px;margin:0 0 16px}
.checks li:before{content:"";position:absolute;left:2px;top:4px;width:14px;height:8px;border-left:3px solid var(--navy);border-bottom:3px solid var(--navy);transform:rotate(-45deg)}

.rows{border-top:1px solid var(--line)}
.row-item{display:grid;grid-template-columns:48px 1fr 24px;gap:18px;align-items:center;padding:22px 4px;border-bottom:1px solid var(--line);text-decoration:none;color:var(--ink)}
.row-item:hover{background:var(--bg2)}
.row-item .ic{color:var(--navy)}
.row-item h2{font-size:20px;margin-bottom:4px}
.row-item p{margin:0;color:var(--muted)}
.arrow{font-size:28px;color:var(--navy)}

.withside{display:grid;grid-template-columns:1fr 320px;gap:48px;align-items:start}
.side .facts{border:0;margin:0}
.side .facts th,.side .facts td{display:block;width:100%;font-size:14px;padding:8px 16px}
.side .facts th{border-bottom:0;padding-bottom:0;background:#fff}
.side .facts td{padding-top:2px}
.form{border:1px solid var(--line);background:var(--bg2);padding:22px;margin:0 0 28px}
.form label{display:block;font-weight:700;font-size:14px;color:var(--navy-d);margin:0 0 14px}
.form input,.form select,.form textarea{display:block;width:100%;margin-top:5px;padding:10px 11px;border:1px solid #b9c2cc;border-radius:2px;background:#fff;font:inherit;font-size:15px;color:var(--ink)}
.form input:focus,.form select:focus,.form textarea:focus{outline:2px solid #2b6cb0;outline-offset:1px}
.frow{display:grid;grid-template-columns:1fr 1fr;gap:0 18px}
.form button{cursor:pointer;font-family:inherit}
.form p{margin:0 0 8px}
.fnote{font-size:13px;color:var(--muted)}
.hp{position:absolute;left:-9999px;height:0;overflow:hidden}
.list2{columns:2;column-gap:32px;padding-left:20px}
.list2 li{break-inside:avoid;margin-bottom:6px}
.bul{padding-left:20px}
.bul li{margin-bottom:6px}
.codes{display:flex;flex-wrap:wrap;gap:8px;list-style:none;padding:0}
.codes li{font-family:Consolas,"Courier New",monospace;font-size:14px;background:var(--bg2);border:1px solid var(--line);padding:3px 9px}
.side-box{border:1px solid var(--line);margin-bottom:18px}
.side-h{background:var(--navy);color:#fff;font-weight:700;padding:10px 16px;margin:0}
.side-nav{list-style:none;margin:0;padding:0}
.side-nav a{display:block;padding:10px 16px;border-top:1px solid var(--line);text-decoration:none;color:var(--ink);font-size:15px}
.side-nav li:first-child a{border-top:0}
.side-nav a:hover{background:var(--bg2)}
.side-nav a[aria-current]{font-weight:700;color:var(--navy);border-left:4px solid var(--navy);padding-left:12px}
.side-contact p,.side-contact .btn{margin:14px 16px}
.side-contact .btn{margin-top:0}

.facts{width:100%;border-collapse:collapse;border:1px solid var(--line);background:#fff;margin:0 0 24px}
.facts th,.facts td{text-align:left;vertical-align:top;padding:11px 14px;border-bottom:1px solid var(--line);font-size:15px}
.facts tr:last-child th,.facts tr:last-child td{border-bottom:0}
.facts th{width:38%;font-weight:700;color:var(--navy-d);background:#fafbfc}

.steps{list-style:none;padding:0;margin:0 0 30px;border-top:1px solid var(--line)}
.steps li{display:grid;grid-template-columns:56px 1fr;gap:12px;padding:20px 0;border-bottom:1px solid var(--line)}
.steps .n{font-size:22px;font-weight:700;color:var(--navy)}
.steps h3{margin-bottom:4px}
.steps p{margin:0;color:var(--muted)}

.band{background:var(--navy);color:#fff;padding:40px 0}
.band-in{display:flex;justify-content:space-between;align-items:center;gap:24px 40px;flex-wrap:wrap}
.band h2{color:#fff;margin-bottom:6px}
.band p{color:#d5dde6;margin:0;max-width:640px}
.band-btns{display:flex;gap:12px;flex-wrap:wrap}

.ftr{background:#0f2133;color:#b9c4cf;font-size:14px}
.ftr-grid{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:32px;padding-top:40px;padding-bottom:28px}
.ftr a{color:#e3e9ef;text-decoration:none}
.ftr a:hover{text-decoration:underline}
.ft-h{color:#fff;font-weight:700;margin-bottom:10px}
.ftr ul{list-style:none;padding:0;margin:0}
.ftr li{margin-bottom:6px}
.ftr-base{display:flex;justify-content:space-between;gap:10px 24px;flex-wrap:wrap;border-top:1px solid rgba(255,255,255,.12);padding-top:16px;padding-bottom:20px;font-size:13px}

@media(max-width:1020px){
.nav,.hdr-cta{display:none}
.mnav{display:block;margin-left:auto;position:relative}
.mnav summary{list-style:none;cursor:pointer;border:1px solid var(--line);padding:8px 14px;font-weight:700;color:var(--navy)}
.mnav summary::-webkit-details-marker{display:none}
.mnav[open] summary{background:var(--bg2)}
.mnav>ul{position:absolute;right:0;top:calc(100% + 8px);width:min(320px,calc(100vw - 32px));background:#fff;border:1px solid var(--line);border-top:3px solid var(--navy);list-style:none;margin:0;padding:6px 0;z-index:30;box-shadow:0 6px 16px rgba(0,0,0,.1)}
.mnav a{display:block;padding:9px 16px;color:var(--ink);text-decoration:none}
.mnav ul ul{list-style:none;padding:0 0 4px 14px;margin:0}
.mnav ul ul a{font-size:14px;padding:6px 16px;color:var(--muted)}
.hero-in,.withside,.cols2,.frow{grid-template-columns:1fr}
.tiles{grid-template-columns:repeat(2,1fr)}
.cols4{grid-template-columns:repeat(2,1fr)}
}
@media(max-width:640px){
.wrap{padding:0 16px}
h1{font-size:27px}
h2{font-size:21px}
.lede{font-size:16px}
.hero{padding:36px 0}
.sec{padding:38px 0}
.tiles,.cols4,.ftr-grid{grid-template-columns:1fr}
.list2{columns:1}
.util-in{justify-content:center;text-align:center}
.util-r{display:none}
.bt strong{font-size:16px}
.mark{width:36px;height:36px;font-size:13px}
.facts th,.facts td{display:block;width:100%}
.facts th{border-bottom:0;padding-bottom:2px}
.facts td{padding-top:2px}
.btns .btn,.band-btns .btn{flex:1 1 100%;text-align:center}
}